Skip to content Skip to sidebar Skip to footer

Why the Chase Sapphire Preferred® is the Best Travel Credit Card for Beginners — Especially Now with a 100K Bonus

If you’re ready to turn everyday spending into dream vacations, choosing the right credit card is the first step. And there’s no better time to start than now—because the Chase Sapphire Preferred® just launched an elevated welcome bonus of 100,000 points!

Whether you’re new to travel rewards or looking for a powerful, beginner-friendly card, this offer is too good to pass up.

 1. A Massive 100K Welcome Bonus

Right now, new cardholders can earn a 100,000-point bonus after spending $5,000 in the first 3 months. These are Chase Ultimate Rewards®—widely regarded as one of the most valuable and flexible points currencies available.

Here’s what 100,000 points can get you:

  • $1,250 in travel booked through the Chase Travel Portal
  • $1,500–$2,000+ in value when transferred to travel partners like Hyatt, United, Air Canada, and British Airways
  • A roundtrip business class flight to Europe
  • 5–7 nights at a luxury Hyatt resort

This one-time bonus can fund an entire vacation (or two)!

 2. User-Friendly, Yet Powerful Points

Chase Ultimate Rewards are perfect for beginners because:

  • They’re simple to redeem through the Chase Travel Portal
  • You can transfer 1:1 to 14+ travel partners for even greater value
  • Points never expire as long as your account is open
  • You have the flexibility to book flights, hotels, rental cars, and more

Chase gives you the freedom to start simple or get advanced as you grow in your rewards journey.

 3. Low Annual Fee, High-End Perks

For just a $95 annual fee, you’ll get premium travel protections that most cards charge hundreds for:

  • Primary rental car insurance
  • Trip delay reimbursement (up to $500)
  • Trip cancellation/interruption insurance (up to $10,000)
  • No foreign transaction fees

These perks alone can save you hundreds on your next trip.

 4. Strong Bonus Categories for Everyday Spending

The card earns:

  • 5X points on travel booked through Chase Travel
  • 3X on dining, including delivery services
  • 2X on all other travel
  • 3X on select streaming and online groceries
  • 1X on everything else

Whether you’re booking flights, grabbing takeout, or streaming your favorite show—you’re earning valuable rewards without effort.

 5. Build a Long-Term Strategy Around It

The Chase Sapphire Preferred is more than just a “starter” card. It’s the cornerstone of a smart, sustainable points and miles strategy.

You can:

  • Pair it with Freedom Unlimited® or Freedom Flex® for even more points
  • Combine points with a spouse or family member
  • Use it as a launchpad into premium travel cards down the road

It’s a card many keep in their wallet for years—even after earning elite status with airlines or hotels.

 Perfect for Beginners Who Want Big Travel Wins

This card is ideal for:

  • Beginners wanting their first 100,000 points
  • Families looking to save thousands on vacations
  • Travelers ready to dive into luxury for less
  • Anyone who wants a solid card without a premium price tag

 My Pro Tip: Transfer to Hyatt or Air Canada for Maximum Value

100,000 Chase points can unlock:

  • 5 nights at a luxury Hyatt all-inclusive resort
  • A roundtrip lie-flat business class flight to Europe or Asia
  • A full family trip to the Caribbean or Mexico

With the right strategy, you’ll easily squeeze $1,500–$2,000 in real-world value from this bonus alone.

🎯 Final Thoughts: Get in While It’s Hot

This elevated 100K bonus won’t last forever, and it’s one of the highest public offers Chase has ever made. If you’ve been thinking about starting your travel rewards journey, this is the moment.

 

Leave a Comment