Transfer bonuses are one of the most underused tools in the points and miles world. Most people earn their points and transfer them at the standard rate without ever realizing they could have waited for a bonus window and gotten significantly more miles for the exact same balance.
August 2026 has seven active transfer bonuses running simultaneously, one of the most active months we have seen all year. One expires in seven days. Two expire before the end of August. And one of the most exciting bonus windows for Avios runs all the way through September 27th.
Here is the complete guide to every active bonus, what the correct transfer ratios are, and exactly which redemptions to target before each window closes.
First, One Rule You Must Know
Before we go through every active bonus, there is one rule that applies to ALL transfers regardless of the program:
You cannot undo a transfer.
Once your Chase points, Amex points, or Citi points move to an airline or hotel program, they live there forever. You cannot send them back.
So before you transfer anything, make sure you have already found the flight or hotel you want to book and confirmed that award space is actually available. Transfer only the exact number of points you need, then book immediately.
That is the process.
Every Active Transfer Bonus in August 2026
| Transfer From | Transfer To | Bonus | Expires | Ratio |
|---|---|---|---|---|
| Rove Miles | Qantas Frequent Flyer | 50% | Aug 14, 2026 | 1,000 → 1,500 |
| Citi ThankYou (full tier) | Air France-KLM Flying Blue | 20% | Aug 22, 2026 | 1,000 → 1,200 |
| Citi ThankYou (base tier) | Air France-KLM Flying Blue | 20% | Aug 22, 2026 | 1,000 → 840 |
| Amex / Bilt / Cap One / Citi / Marriott / Wells Fargo | Cathay Pacific Asia Miles | 10% | Aug 28, 2026 | Varies by programme |
| Chase Ultimate Rewards | IHG One Rewards | 70% | Aug 31, 2026 | 1,000 → 1,700 |
| Capital One Miles | Avianca LifeMiles | 15% | Aug 31, 2026 | 1,000 → 1,150 |
| Citi ThankYou (full tier) | Turkish Airlines Miles and Smiles | 40% | Aug 31, 2026 | 1,000 → 1,400 |
| Citi ThankYou (base tier) | Turkish Airlines Miles and Smiles | 40% | Aug 31, 2026 | 1,000 → 980 |
| Amex Membership Rewards | British Airways Avios | 30% | Sep 27, 2026 | 1,000 → 1,300 |
| Amex Membership Rewards | Iberia Plus Avios | 30% | Sep 27, 2026 | 1,000 → 1,300 |
| Amex Membership Rewards | Aer Lingus AerClub Avios | 30% | Sep 27, 2026 | 1,000 → 1,300 |
Note on Citi tiers: The full 1:1 base transfer ratio, and therefore the full bonus applies to Citi Strata Elite, Citi Strata Premier, and Citi Prestige cardholders. Other Citi cards including the Strata, Custom Cash, and Double Cash transfer at a 1:0.7 base ratio and therefore receive a smaller effective bonus.
Bonus 1: Rove Miles to Qantas Frequent Flyer 50% Bonus
Expires: August 14, 2026
Ratio: 1,000 Rove miles → 1,500 Qantas points
Standard rate: 1:1
This is the most urgent bonus on the entire list. It expires August 14th. If Qantas has been on your radar, move now.
Qantas members can book Emirates flights using Qantas points: including Emirates business class and first class on routes from the US to Europe, the Middle East, and beyond. Emirates availability through Qantas is often easier to find than booking directly through Emirates Skywards.
Sample Redemptions With the 50% Bonus
Los Angeles to Sydney in economy on Qantas or American Airlines normally costs 48,200 Qantas points one way. With this 50% bonus, that is approximately 32,000 Rove miles.
New York to Charlotte on American Airlines costs 9,200 Qantas points and $6 in taxes. With the bonus, that is roughly 6,000 Rove miles for a domestic flight.
Emirates business class from Newark to Athens costs 108,000 Qantas points one way. With this 50% bonus, that drops to approximately 72,000 Rove miles.
How to Earn Rove Miles
Rove is a hotel booking platform that earns you transferable airline miles on every hotel stay, even cash bookings. With Rove’s Loyalty Eligible bookings, you keep your hotel loyalty points, elite status credits, and credit card rewards on the same stay while also earning Rove miles on top.
This bonus expires August 14th. Act now if Qantas is on your list.
Bonus 2: Citi ThankYou to Flying Blue 20% Bonus
Expires: August 22, 2026
Full ratio (Strata Elite / Premier / Prestige): 1,000 → 1,200 Flying Blue miles
Base ratio (Strata / Custom Cash / Double Cash): 1,000 → 840 Flying Blue miles
Which Citi Cards Qualify for the Full Bonus?
The full 1:1.2 ratio applies to Citi Strata Elite, Citi Strata Premier, and Citi Prestige cardholders. If you hold one of these cards, 1,000 Citi ThankYou points becomes 1,200 Flying Blue miles.
Other Citi cards transfer at a 1:0.7 base ratio, which means the 20% bonus results in 840 Flying Blue miles per 1,000 Citi points. This is still better than the standard 700 miles but significantly less than the full-tier rate.
Best Redemptions With Flying Blue
Flying Blue Promo Rewards are released on the first of every month and offer discounts of up to 25% on select routes. August Promo Rewards are currently live through August 31st and include discounted business class to New York and São Paulo, among other destinations.
Stacking a Citi transfer bonus with an active Flying Blue Promo Rewards discount is one of the best double-discount opportunities in points and miles. You get more miles for the same transfer and pay fewer miles for the same award.
This bonus expires August 22nd.
Bonus 3: Multiple Programmes to Cathay Pacific Asia Miles 10% Bonus
Expires: August 28, 2026
Six programmes participating: Amex Membership Rewards, Bilt Rewards, Capital One Miles, Citi ThankYou Rewards, Marriott Bonvoy, and Wells Fargo Rewards
Transfer ratio varies by programme
Which Programme Should You Transfer From?
The right answer depends on which points you have available. A few things to check before transferring:
Amex, Capital One, and Citi all transfer to Cathay at their standard ratios with the 10% bonus applied on top. Check your specific card’s transfer page to confirm the exact ratio for your account.
Marriott Bonvoy transfers to Cathay Pacific at a 3:1 ratio before the bonus, which makes the effective rate 3:1.1. Only consider this if you have a significant Marriott balance you will not use for hotel redemptions.
Best Redemptions With Cathay Pacific Asia Miles
One-way business class from the US West Coast to Hong Kong on Cathay Pacific typically runs 70,000 to 85,000 Asia Miles. First class runs higher but remains competitive versus other programmes for the same route.
If Asia has been on your travel list and Cathay Pacific’s product has appealed to you, this 10% bonus, while modest compared to others on this list, does reduce the cost of a redemption you were already planning.
This bonus expires August 28th.
Bonus 4: Chase Ultimate Rewards to IHG One Rewards 70% Bonus
Expires: August 31, 2026
Ratio: 1,000 Chase points → 1,700 IHG points
Standard rate: 1:1
Eligible cards: Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred
The 70% bonus is the biggest percentage on the entire list, and it requires the most caution before you act on it.
A Necessary Word of Warning
IHG uses dynamic pricing for award redemptions, which means the number of points required for any given night fluctuates constantly based on demand, season, and room availability. Unlike Hyatt’s category-based system where you always know roughly what a night will cost, IHG award nights can swing dramatically.
The 70% bonus looks impressive but IHG points are generally worth less than Hyatt, Flying Blue, or airline miles when redeemed at standard rates. A 70% bonus on a less valuable currency does not automatically make it a great deal.
When This Bonus Actually Makes Sense
This bonus is worth acting on in one specific scenario: you have already found a specific IHG property at a price you are happy with, you have confirmed the award is available on your exact dates, and you need to top off your IHG balance to cover it.
In that case, transferring Chase points at 1:1.7 to cover the gap makes sense because you have a defined redemption and a defined value. Transferring speculatively hoping to find something good later is the scenario to avoid.
Do not transfer Chase Ultimate Rewards into IHG without a specific redemption already confirmed.
This bonus expires August 31st.
Bonus 5: Capital One Miles to Avianca LifeMiles 15% Bonus
Expires: August 31, 2026
Ratio: 1,000 Capital One miles → 1,150 LifeMiles
Standard rate: 1:1
Eligible cards: Capital One Venture, Capital One Venture X
New this month
The programme allows you to book United Airlines flights; including United business class Polaris, at rates that are often significantly lower than United MileagePlus charges for the same seats.
Best Redemptions With LifeMiles
United Polaris business class from the US to Europe is available through LifeMiles at rates that frequently undercut what United charges through its own programme. For travellers who have been building Capital One miles and want a path to United Polaris, this bonus provides a 15% head start on the transfer.
LifeMiles also prices Star Alliance partner awards including Lufthansa, ANA, and Swiss, all programmes with outstanding business class products, at competitive rates not always available through the airlines’ own programmes.
This bonus expires August 31st.
Bonus 6: Citi ThankYou to Turkish Airlines Miles and Smiles 40% Bonus
Expires: August 31, 2026
Full ratio (Strata Elite / Premier / Prestige): 1,000 → 1,400 Turkish miles (capped at 50,000 bonus miles)
Base ratio (Strata / Custom Cash / Double Cash): 1,000 → 980 Turkish miles
Standard rate: 1:1 (full tier) / 1:0.7 (base tier)
New this month
Turkish Airlines Miles and Smiles is one of the best-kept secrets in Star Alliance award travel. The programme offers some of the most competitive business class award rates available for flights across Europe, Asia, and Africa, often significantly lower than what you would pay booking through United or Lufthansa’s own programmes.
The Cap to Know
The 40% bonus is capped at 50,000 bonus miles. That means the maximum bonus applies to a transfer of 125,000 Citi points at the full tier (which earns 50,000 bonus miles on top of the standard 125,000, for a total of 175,000 Turkish miles). Transfers beyond that threshold earn bonus miles at a reduced rate.
Best Redemptions With Turkish Miles and Smiles
Business class from the US to Istanbul on Turkish Airlines is available at competitive rates through the programme. Beyond Turkish’s own flights, the programme covers Star Alliance partners across dozens of routes.
Particularly strong sweet spots include business class to Africa, which is often underpriced compared to what other programmes charge for the same routes, and business class to destinations across Asia through Star Alliance partners.
This bonus expires August 31st.
Bonus 7: Amex Membership Rewards to British Airways, Iberia, and Aer Lingus Avios 30% Bonus
Expires: September 27, 2026
Ratio: 1,000 Amex points → 1,300 Avios (all three programmes)
Standard rate: 1:1
Eligible cards: Amex Platinum, Amex Gold, Amex Business Platinum, Amex Business Gold
New this month
This is the bonus we are most excited about in August. Here is why.
What Makes It Powerful
Once you transfer Amex points to British Airways, Iberia, or Aer Lingus, those Avios do not have to stay there. Avios transfer freely between British Airways Executive Club, Iberia Plus, Aer Lingus AerClub, Qatar Airways Privilege Club, and Finnair Plus, at no cost and typically within an hour.
This means the 30% Amex bonus is not just an entry point into British Airways. It is an entry point into the entire Avios ecosystem, including Qatar Airways Qsuites.
The Qatar Qsuites Opportunity
Qatar Airways just released a significant amount of Qsuite business class award availability from now through next summer. Qsuites is widely considered the best business class product in the world: a private suite at 40,000 feet with doors that close, a double bed option for couples, and service that has won more industry awards than any other cabin.
Qatar Qsuites in business class is available for as few as 70,000 Avios one way on long-haul routes. With the 30% Amex bonus, earning 70,000 Avios requires approximately 54,000 Amex points rather than the standard 70,000.
The Group Booking Workaround
There is something worth knowing if you are travelling as a group of three or more.
Qatar typically only releases two Qsuite business class award seats per flight. For a couple, that is straightforward. For a larger group, it has historically been a problem.
Here is the workaround. Because British Airways and Qatar share the Avios currency and are alliance partners, you can book two seats on the same Qsuites flight through British Airways Avios for some passengers in your group, and book one seat directly through Qatar Airways Privilege Club for yourself.
Three people in Qsuites on the same flight, two booked through British Airways, one booked direct.
It requires coordination across two booking flows but it works. And with the 30% Amex bonus running through September 27th, this is the most efficient window we have seen all year to build the Avios balance needed to make it happen.
Other Strong Avios Redemptions
British Airways short-haul to Europe: British Airways prices awards by distance, which makes short-haul flights within Europe extremely cost-effective in Avios. Many routes from London to European cities are available for 10,000 to 15,000 Avios each way.
Iberia business class to Spain: Iberia Plus offers discounted Avios pricing on its own flights, particularly on the Madrid route from the US. Business class from the East Coast to Madrid has been available for as few as 34,000 Avios one way, a genuinely outstanding rate for a transatlantic business class seat.
American Airlines flights through British Airways: British Airways Avios can be used to book American Airlines flights, often at rates that are more competitive than AAdvantage charges for the same seats. Short-haul American Airlines domestic flights in particular are available at low Avios rates through British Airways.
Which Amex Cards Earn Membership Rewards?
Any card that earns Amex Membership Rewards points can take advantage of this bonus.
- Amex Platinum: up to 175,000 points welcome offer. 5x on flights booked direct and prepaid hotels via Amex Travel.
- Amex Gold: up to 100,000 points welcome offer. 4x on groceries and dining worldwide, the fastest everyday earning card for Membership Rewards.
- Amex Business Platinum: up to 300,000 points welcome offer. Best for high-spending business owners.
- Amex Business Gold: up to 200,000 points welcome offer. 4x automatically on your two highest spending business categories each month.
This bonus expires September 27th
How to Choose Which Bonus to Act On
With seven active bonuses running simultaneously, here is a simple framework for deciding where to focus:
Act immediately (this week): Rove to Qantas expires August 14th. If Qantas or Emirates is relevant to a trip you are planning, this is the only window and it closes in days.
Act before August 22nd: Citi to Flying Blue. If you have Citi Strata Premier or Premier points and a European trip in mind, this window closes August 22nd.
Take your time but do not forget: The Amex to Avios bonus runs through September 27th, the longest window. If Qatar Qsuites or any other Avios redemption has been on your list, you have the most time here, but availability for the best seats is finite.
Only act if you have a specific redemption confirmed: Chase to IHG at 70% looks impressive but IHG points require careful math. Do not transfer without a specific booking already priced out and ready to go.
The universal rule for all of them: Find your award space first. Confirm it is available on your exact dates. Then transfer only what you need and book immediately. No transfer bonus is worth points locked in a programme with nowhere to go.
Frequently Asked Questions
Can I stack a transfer bonus with Flying Blue Promo Rewards?
Yes, and this is one of the best combinations available. If a Citi transfer bonus is active at the same time as a Flying Blue Promo Rewards promotion, you get two discounts on the same redemption: more miles from the transfer and fewer miles needed for the award.
Do transfer bonuses apply to all card types?
Not always. Some bonuses exclude co-branded cards or business cards. Always check the specific terms for your card before initiating a transfer.
How long do transfers take to post?
Most transfers post within minutes but can take up to 72 hours. For time-sensitive bookings, transfer as early as possible within the window.
Can I reverse a transfer if I change my mind?
No. Point transfers to loyalty programmes are permanent and one-way. This is the most important thing to understand before acting on any transfer bonus.
What happens if award space disappears after I transfer?
The points stay in the loyalty programme. You would need to find a different redemption or wait for availability to open again. This is exactly why you confirm award space before transferring, never after.
Quick Reference: Every Active August 2026 Transfer Bonus
The Bottom Line
August 2026 is one of the strongest months for transfer bonuses we have seen all year. Seven active promotions across every major credit card ecosystem, with the Amex to Avios bonus opening up one of the most exciting premium cabin opportunities available right now in Qatar Qsuites.
The moves worth making this month, in priority order:
- Rove to Qantas: act before August 14th if this is relevant to you
- Citi to Flying Blue: act before August 22nd if you have Strata Premier or Premier points and a European trip in mind
- Amex to Avios: plan your Qsuites or European redemption and act before September 27th
- Capital One to Avianca: useful for Star Alliance business class, no rush until August 31st
- Citi to Turkish: strong for Star Alliance, also August 31st
- Chase to IHG: only if you have a specific confirmed redemption ready to book
- Cathay Pacific: 10% is modest but worth it if Asia Miles is already your target currency
We update this post every single month as new 2026 transfer bonuses go live and old ones expire. Come back here first whenever you are wondering what is active.
And if you want us to bring every new bonus directly to you the moment it launches:
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Disclaimer: We may earn a commission when you sign up or apply through our links. Our opinions and recommendations are entirely our own. Transfer bonus offers are subject to change and may expire without notice. Always verify current terms directly with the relevant program before transferring points.
