Ten active October 2026 transfer bonuses running right now across Amex, Chase, Capital One, Citi, and Rove, and some of them expire in just a few days.
Before we get into the details, one thing I always want to make clear. Once your points leave your credit card account and move to an airline or hotel programme, they remain there. So before you move anything, make sure you have confirmed your award space is available on your exact dates. Transfer only what you need. Book immediately after.
All Active October 2026 Transfer Bonuses
| Transfer From | Transfer To | Bonus | End Date | Transfer Ratio |
| Amex Membership Rewards | Hilton Honors | 30% | Oct 14, 2026 | 1,000 points = 2,600 Hilton points |
| Chase Ultimate Rewards | Marriott Bonvoy | 70% | Oct 15, 2026 | 1,000 points = 1,700 Marriott points |
| Citi ThankYou (full tier) | JAL Mileage Bank | 30% | Oct 24, 2026 | 1,000 points = 1,300 JAL miles |
| Citi ThankYou (full tier) | Avianca LifeMiles | 25% | Oct 24, 2026 | 1,000 points = 1,250 LifeMiles |
| Amex Membership Rewards | Flying Blue | 25% | Oct 31, 2026 | 1,000 points = 1,250 miles |
| Amex Membership Rewards | Aeromexico Rewards | 20% | Oct 31, 2026 | 1,000 points = 1,920 points |
| Capital One Miles | British Airways Avios | 20% | Oct 31, 2026 | 1,000 miles = 1,200 Avios |
| Rove Miles | JAL Mileage Bank | 50% | Oct 31, 2026 | 1,000 miles = 1,500 JAL miles |
| Rove Miles | Flying Blue | 40% | Oct 31, 2026 | 1,000 miles = 1,400 miles |
| Rove Miles | Qatar Airways | 15% to 35% | Oct 31, 2026 | Varies by amount transferred |
Amex Membership Rewards: Three Bonuses This Month
Amex is running three separate transfer bonuses in October making it the most active programme on this list.
30% to Hilton Honors: expires October 14. Amex normally transfers to Hilton at 1:2 meaning 1,000 points becomes 2,000 Hilton points. With the 30% bonus that jumps to 2,600 Hilton points. If you have a Hilton stay coming up and Amex points in your account, this week is the window to move them.
25% to Flying Blue: expires October 31. With this bonus 1,000 Amex points becomes 1,250 Flying Blue miles. Flying Blue releases monthly Promo Rewards deals on the 1st of each month with discounts on select routes. If you can stack this Amex bonus with a Promo Rewards deal you get two layers of savings on the same award flight.
20% to Aeromexico Rewards: expires October 31. This one is most relevant for travelers planning trips to Mexico or Latin America on Aeromexico. If that is not on your itinerary it is easy to skip.
How to Earn Amex Membership Rewards Points
Amex Gold: Up to 100,000 bonus points. Earns 4x at restaurants and US supermarkets. Our top pick for building an Amex balance through everyday spending. [LINK TO BE INSERTED]
Amex Platinum: Up to 175,000 bonus points. Best for frequent flyers who want premium lounge access alongside strong points earning.
Amex Business Platinum: Up to 300,000 bonus points. The largest welcome offer of any card on this list. Best for business owners with high spending.
Amex Business Gold: Up to 200,000 bonus points. Earns 4x automatically on your top two business spending categories each month.
Chase Ultimate Rewards 70% to Marriott Bonvoy
Expires October 15, 2026.
The 70% bonus to Marriott is the biggest percentage on the entire list this month, and it needs a word of caution before you act on it.
This bonus makes sense in one situation: you already have a specific Marriott property in mind, you have confirmed the award is available, and you just need to top off your balance to make the booking happen. If that is your situation, 1,000 Chase points becoming 1,700 Marriott points is genuinely useful.
How to Earn Chase Ultimate Rewards Points
Chase Sapphire Preferred: 75,000 bonus points. Earns 3x on dining, online groceries, vacation rentals, gas, and streaming. The best starter card for building Chase points.
Chase Sapphire Reserve: 100,000 bonus points (highest ever offer). Earns 8x on Chase Travel and 3x on dining. Keeps the permanent 1:1 Hyatt transfer ratio.
Chase Ink Business Preferred: 100,000 bonus points. Earns 3x on travel, advertising, shipping, internet, and phone. Lets you transfer directly to Chase partners without needing a Sapphire card.
Chase Ink Business Cash: $1,000 cash back equal to 100,000 Chase points when paired with a Sapphire card. No annual fee. Earns 5x at office supply stores, internet, cable, and phone.
Chase Ink Business Unlimited: $1,000 cash back equal to 100,000 Chase points when paired with a Sapphire card. No annual fee. Flat 1.5x on everything.
Citi ThankYou Rewards: JAL and Avianca Both Expire October 24
30% to Japan Airlines Mileage Bank. With this bonus 1,000 full-tier Citi points becomes 1,300 JAL miles. JAL miles open up some redemptions most people completely overlook, including Air France business class from Dallas to Paris for 60,000 JAL miles and as little as $5.60 in taxes, compared to hundreds of dollars when booking through Flying Blue directly. Business class to Japan itself starts from 55,000 JAL miles.
25% to Avianca LifeMiles. With this bonus 1,000 full-tier Citi points becomes 1,250 LifeMiles. Avianca LifeMiles is excellent for Star Alliance business class including United Polaris at rates that often beat what United charges through its own programme.
Both bonuses apply fully only to Citi Strata Elite, Citi Strata Premier, and Citi Prestige cardholders. Other Citi cards transfer at a reduced base ratio and receive a smaller effective bonus.
How to Earn Citi ThankYou Rewards Points
Citi Strata Premier: 60,000 bonus points after $4,000 in spend in the first 3 months. Earns 3x on dining, supermarkets, gas, air travel, and hotels. The best entry point into the full Citi ThankYou ecosystem.
Citi Strata Elite: 75,000 bonus points after $6,000 in spend in the first 3 months. The premium Citi card with the full 1:1 transfer ratio to all partners.
Capital One Miles: 20% to British Airways Avios
Expires October 31, 2026.
With this bonus 1,000 Capital One miles becomes 1,200 British Airways Avios. Avios transfer freely between British Airways, Iberia, Aer Lingus, Qatar Airways, and Finnair at no cost, so this bonus is really an entry point into the entire Avios family rather than just one airline. Strong sweet spots include short-haul US flights on American Airlines, transatlantic business class on British Airways, and Qatar Qsuites through Qatar Airways.
How to Earn Capital One Miles
Capital One Venture: 75,000 bonus miles plus a one-time $300 Capital One Travel credit after $4,000 in spend in the first 3 months. Earns 2x on everything with no categories to track. Our top pick for beginners building a Capital One miles balance.
Capital One Venture X: 75,000 bonus miles after $4,000 in spend in the first 3 months. Earns 2x on everything, 5x on flights, and 10x on hotels and rental cars through Capital One Travel. Includes a $300 annual travel credit and Priority Pass lounge access.
Rove Miles: Three Bonuses All Running Through October 31
Rove is having one of its strongest transfer bonus months with three simultaneous promotions running until the end of October.
50% to Japan Airlines Mileage Bank. The highest percentage bonus from any programme this month. 1,000 Rove miles becomes 1,500 JAL miles. Pair this with the JAL and Air France partnership and you have one of the best windows we have seen for transatlantic business class at minimal taxes.
40% to Flying Blue. 1,000 Rove miles becomes 1,400 Flying Blue miles. Pair this with the October Flying Blue Promo Rewards deals and you get two layers of savings on the same booking.
15% to 35% to Qatar Airways Privilege Club. The bonus is tiered. Transfer up to 49,999 miles for 15% extra. Transfer 50,000 to 99,999 miles for 25% extra. Transfer 100,000 miles or more for the full 35% bonus. Qatar Qsuites business class starts from 70,000 Avios one way.
How to Earn Rove Miles
Rove is completely free to join and you do not need a credit card to get started. You earn miles through hotel bookings, flights, dining at over 2,000 participating restaurants by simply linking a card, online and in-store shopping through the Rove portal, and instant gift card purchases.
Sign up through our link and earn 500 bonus miles just for creating your account.
Which October 2026 transfer bonuses Should You Prioritise?
This week: Amex to Hilton (October 14) and Chase to Marriott (October 15). Both expire within days. Act now if you have a confirmed Hilton or Marriott stay coming up.
By October 24: Citi to JAL and Citi to Avianca. Strong bonuses for Star Alliance business class and the JAL and Air France transatlantic sweet spot. Full-tier Citi cardholders only.
By October 31: Everything else. The Amex, Capital One, and Rove bonuses all expire at month end. Lower urgency but confirm your award space and act before the window closes.
The Bottom Line
October has something for almost every type of points earner. The Rove to JAL bonus at 50% is the standout of the month for anyone targeting Japan or Air France business class. The Amex to Hilton bonus is the most time-sensitive. And the Citi to JAL bonus is genuinely one of the strongest Citi transfer opportunities we have seen this year.
As always, confirm your award space first, transfer only what you need, and book immediately. The miles are only as valuable as the trip they fund.
Ready to build a strategy around these bonuses? Book a one-on-one session and we will map it all out together.
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All information accurate as of October 2, 2026. Transfer bonus terms, ratios, and expiry dates are subject to change. Always verify current terms directly with the programme before transferring any points.
