A major Chase transfer bonus offers just dropped: 40% extra when you transfer to Virgin Atlantic Flying Club. This is an absolute steal that you should jump on immediately. Let me break down exactly how to maximize these Chase transfer bonus.
40% Bonus to Virgin Atlantic Flying Club
The Offer:
- Transfer Chase Ultimate Rewards to Virgin Atlantic Flying Club
- Get 40% extra Virgin points through November 20, 2025 (11:59 PM ET)
- Then drops to 30% Chase transfer bonuses from November 21 to December 5, 2025
- Transfer ratio: 1,000 Chase points = 1,400 Virgin points (with 40% Chase transfer bonuses)
Why This Chase Transfer Bonus Is Actually Incredible
Virgin Atlantic Flying Club is one of the best-kept secrets in points and miles. Most people think it’s just for flying Virgin Atlantic to London. Wrong.
Virgin points can book:
- ANA business and first class to Japan (at insane rates)
- Delta flights (avoiding Delta’s terrible dynamic pricing)
- Short-haul domestic flights for pennies
- ITA Airways to Italy in business class
- Virgin Atlantic’s own flights (including ultra-low saver fares) to destinations like:
- London (LHR)
- Maldives (MLE)
- Johannesburg (JNB)
- Cape Town (CPT)
- Lagos (LOS)
- And many more
And with this 40% Chase transfer bonus? The deals become absolutely ridiculous.
The Sweet Spots You Need to Know
Let me show you the exact redemptions that make this Chase transfer bonuses worth it:
1. ANA Business Class to Japan (The Crown Jewel)
This is the reason to transfer to Virgin Atlantic.
Normal pricing:
- West Coast to Japan: 52,500 Virgin points one-way (business class)
- East Coast to Japan: 60,000 Virgin points one-way (business class)
With 40% Chase transfer bonuses:
- West Coast to Japan: Transfer only 38,000 Chase points → Get 53,200 Virgin points → Book business class
- East Coast to Japan: Transfer only 43,000 Chase points → Get 60,200 Virgin points → Book business class
What you’re getting: ANA operates one of the world’s best business class products. Lie-flat seats with direct aisle access. Exceptional Japanese service. Multi-course kaiseki-inspired meals. Premium sake and whisky.
Cash price for this flight? $8,000-12,000 round-trip. You’re booking it for 43,000 Chase points one-way. That’s 18.6-27.9 cents per Chase point in value.
Let that sink in.
ANA First Class is even better:
- West Coast to Japan first class: Transfer 52,000 Chase points (with bonus) = 72,800 Virgin points
- East Coast to Japan first class: Transfer 61,000 Chase points (with bonus) = 85,400 Virgin points
We’re talking about flying in private first-class suites for the price of a domestic economy ticket if you paid cash.
| Route | Cabin | Virgin Points | Chase Points Needed (40% bonus) |
|---|---|---|---|
| Hawaii – Japan | Business | 37,500 | 27,000 |
| West Coast – Japan | Business | 52,500 | 38,000 |
| East Coast – Japan | Business | 60,000 | 43,000 |
| Hawaii – Japan | First | 57,500 | 42,000 |
| West Coast – Japan | First | 72,500 | 52,000 |
| East Coast – Japan | First | 85,000 | 61,000 |
2. London, United Kingdom (The Classic Transatlantic Sweet Spot)
Virgin Atlantic’s home base offers some of the best value for transatlantic flights, especially with Saver award pricing.
Pricing:
- Economy Classic: 6,000 Virgin points
- Premium Economy: 17,500 Virgin points
- Upper Class (business): 29,000 Virgin points
With 40% Chase bonus:
- Economy Classic: Transfer 4,300 Chase points → Get 6,000 Virgin points
- Premium Economy: Transfer 12,500 Chase points → Get 17,500 Virgin points
- Upper Class: Transfer 20,700 Chase points → Get 29,000 Virgin points
Why this matters: You can fly Upper Class (lie-flat business) from the U.S. to London for just 20,700 Chase points. Cash price for this flight? $3,000-5,000 one-way.
Economy for 4,300 Chase points is cheaper than most domestic flights. That’s crossing the Atlantic for less than a coast-to-coast ticket.
Pro tip: Book U.S. to London (not London to U.S.) to minimize fuel surcharges. You’ll pay around $150-200 in fees instead of $400-600.
3. Short-Haul Delta Flights (Domestic Sweet Spot)
Virgin uses a distance-based chart for Delta awards, which creates some incredible short-haul sweet spots.
Pricing:
- Under 500 miles: 7,500 Virgin points one-way
- 501-1,000 miles: 11,000 Virgin points one-way
With 40% Chase bonus:
- Under 500 miles: Transfer 6,000 Chase points → Get 8,400 Virgin points → Book award
- 501-1,000 miles: Transfer 8,000 Chase points → Get 11,200 Virgin points → Book award
Examples of routes under 500 miles:
- Detroit to New York
- Atlanta to Nashville
- Los Angeles to San Francisco
- Miami to Orlando
- Chicago to Minneapolis
There are 460+ Delta routes that price at just 7,500 Virgin points (= 6,000 Chase points with bonus).
For 501-1,000 miles, you can book expensive routes like:
- Atlanta to Nassau, Bahamas
- New York to Bermuda
- Miami to Cancun
These flights often cost $300-600 in cash. You’re booking them for 8,000 Chase points.
4. ITA Airways Business Class to Italy
Virgin recently added ITA Airways (Italy’s flag carrier) as a partner.
Pricing: 75,000-85,000 Virgin points for business class U.S. to Italy
With 40% Chase bonus: Transfer 54,000-61,000 Chase points
You’re flying 8-10 hours in business class for 54,000-61,000 Chase points. That’s Rome, Milan, Venice—all accessible in a lie-flat seat.
Cash price: $4,000-6,000 one-way. You’re getting 6.6-11.1 cents per Chase point.
5. Lagos, Nigeria (Another Incredible Sweet Spot)
If you’re traveling to West Africa, this is where Virgin Atlantic truly shines compared to Delta.
Pricing:
- Economy (Main Cabin): 49,500 Virgin points
- Premium: Not available on this route
- Upper Class
With 40% Chase bonus:
- Economy: Transfer 35,400 Chase points → Get 49,500 Virgin points
Why this matters: Delta charges a whopping 105,000 SkyMiles for the exact same economy seat on the exact same flight (DL54 operated by Delta). Virgin Atlantic charges just 49,500 points—that’s a 53% discount for booking the identical seat on the identical plane.
Same flight. Same seat. Half the points.
You’re flying nonstop from Atlanta to Lagos for 35,400 Chase points. Delta wants 105,000 SkyMiles for the same ticket.
For Nigerian travelers or anyone with family/business in West Africa, this is an absolute game-changer. Book through Virgin Atlantic and save over 50,000 points compared to Delta.
6. Maldives (Paradise for Pennies)
The Maldives is one of the world’s most expensive destinations. Virgin Atlantic makes it accessible.
Pricing:
- Economy Classic: 7,500 Virgin points
- Premium Economy: 15,000 Virgin points
- Upper Class (business): 72,000 Virgin points
With 40% Chase bonus:
- Economy Classic: Transfer 5,400 Chase points → Get 7,560 Virgin points
- Premium Economy: Transfer 10,700 Chase points → Get 15,000 Virgin points
- Upper Class: Transfer 51,500 Chase points → Get 72,100 Virgin points
Why this matters: You’re flying 10+ hours direct to one of the planet’s most luxurious destinations for as little as 5,400 Chase points in economy or 51,500 points in lie-flat Upper Class.
Cash price for Upper Class to the Maldives? $6,000-8,000 one-way. You’re booking it for 51,500 Chase points.
Even economy at 5,400 points is an absolute steal for a bucket-list destination that most people save years to visit.
7. Johannesburg, South Africa (Gateway to Southern Africa)
South Africa becomes incredibly affordable with Virgin Atlantic points, whether you’re going budget or luxury.
Pricing:
- Economy Classic: 7,500 Virgin points
- Premium Economy: 15,000 Virgin points
- Business Class (via partner): 61,000 Virgin points
With 40% Chase bonus:
- Economy Classic: Transfer 5,400 Chase points → Get 7,560 Virgin points
- Premium Economy: Transfer 10,700 Chase points → Get 15,000 Virgin points
- Business Class: Transfer 43,600 Chase points → Get 61,000 Virgin points
Why this matters: You’re flying 13-15 hours to Johannesburg for as little as 5,400 Chase points in economy. That’s an ultra-long-haul international flight for the cost of a short domestic hop.
Business class via KLM for 43,600 Chase points? Cash price is typically $5,000-7,000 one-way.
Whether you’re visiting family, going on safari, or exploring Cape Town, this opens up Southern Africa at every budget level.
8. Cape Town, South Africa (Table Mountain on Points)
Cape Town; one of the world’s most beautiful cities, is now within reach at multiple price points.
Pricing:
- Economy Classic: 7,500 Virgin points
- Premium Economy: 15,000 Virgin points
- Upper Class/Business: 61,000 Virgin points (via connections)
With 40% Chase bonus:
- Economy Classic: Transfer 5,400 Chase points → Get 7,560 Virgin points
- Premium Economy: Transfer 10,700 Chase points → Get 15,000 Virgin points
- Business Class: Transfer 43,600 Chase points → Get 61,000 Virgin points
Why this matters: Cape Town is consistently ranked among the world’s top destinations, and you’re getting there for 5,400 Chase points in economy or 10,700 in Premium.
Even splurging for business class at 43,600 Chase points is incredible value for a 15+ hour journey to the southern tip of Africa.
From Table Mountain to the Cape Winelands to Kruger National Park—Southern Africa is now accessible to everyone with Chase points.
How to Take Advantage of This Chase Transfer Bonus
Step 1: Search for Award Availability FIRST
Do NOT transfer points until you’ve confirmed the flights you want are available.
For ANA flights:
- Go to Virgin Atlantic’s website
- Search for flights to Japan
- Filter for ANA metal
- Confirm availability and pricing
For Virgin Atlantic flights:
- Look for Saver award pricing (lowest rates)
- Avoid peak travel times (summer, holidays)
- Book U.S. to UK (not UK to U.S.) to minimize fees
For Delta flights:
- Search Virgin Atlantic’s site for Delta awards
- Focus on short-haul routes under 500 miles for maximum value
Step 2: Transfer Your Chase Points
Once you’ve found available flights:
- Log into Chase Ultimate Rewards
- Go to “Transfer Points to Partners”
- Select Virgin Atlantic Flying Club
- Enter the amount to transfer
- You’ll automatically get the 40% bonus (no code needed)
Transfers are usually instant.
Step 3: Book Immediately
Once points land in your Virgin account, book right away. Award space disappears fast, especially on popular routes like ANA to Japan.
Important Timing Notes
40% Chase transfer bonus ends November 20, 2025 at 11:59 PM ET. That’s your deadline for the big bonus. 30% bonus from November 21 to December 5, 2025
Still good, but you’d need to transfer more points:
- ANA West Coast business: 41,000 Chase points (vs. 38,000 at 40%)
- Virgin Upper Class to London: 23,000 Chase points (vs. 21,000 at 40%)
The 40% bonus saves you an extra 10% in points. If you’re planning to do this, do it before November 20.
Do Virgin Points Expire?
No. Virgin Atlantic points do not expire as long as your account remains active. This means you could transfer speculatively during the bonus period without worrying about expiration.
BUT I still don’t recommend this. Virgin Atlantic has devalued their program before with little notice. Only transfer when you have a specific redemption in mind.
Real-World Example: How I’d Use the Virgin Chase Transfer Bonus
Let me show you exactly how I’d maximize this:
The Plan: Round-trip business class to Tokyo for two people
Step 1: Search ANA Availability
- Find outbound: LAX to Tokyo Narita (NRT) on ANA
- Find return: Tokyo Haneda (HND) to LAX on ANA
- Each person needs 52,500 Virgin points one-way × 2 ways = 105,000 Virgin points per person
- Two people = 210,000 Virgin points needed
Step 2: Calculate Chase Points Needed
- 210,000 Virgin points ÷ 1.4 (40% bonus) = 150,000 Chase points
- I have 160,000 Chase points available
Step 3: Transfer Before November 20
- Transfer 150,000 Chase points → Get 210,000 Virgin points
- Transfer time: Instant
Step 4: Book on Virgin Atlantic’s Website
- Book both one-way ANA business class tickets
- Total: 210,000 Virgin points + $300 in taxes for both people
What I Would Get:
- Two round-trip business class tickets to Tokyo
- Lie-flat seats, premium dining, exceptional service
- Cash price: $16,000-24,000 for both people
What I Would Pay:
- 150,000 Chase points + $300 cash
Value per Chase point: 10.7-16 cents per point. This is the kind of redemption that makes the points game worth playing.
How to Earn More Chase Ultimate Rewards Points
If this Chase transfer bonus has you wanting more Chase points, here are the cards to get, and many more are covered in our recently published Current Credit Card Offers blog post
- Welcome bonus: 75,000 points after $5,000 spend in 3 months
- Annual fee: $95
- Earning: 5x travel through Chase, 3x dining/streaming, 2x other travel, 1x everything else
- Welcome bonus: 125,000 points after $6,000 spend in 3 months
- Annual fee: $795
- Earning: 8x travel through Chase, 4x flights/hotels booked directly, 3x dining, 1x everything else
- Points worth 1.5¢ each through Chase travel portal
- Welcome bonus: 90,000 points after $8,000 spend in 3 months
- Annual fee: $95
- Earning: 3x travel, shipping, internet/cable/phone, advertising on social media, 1x everything else
- Best card for stacking points if you have a business
All of these cards earn Chase Ultimate Rewards points that transfer to Virgin Atlantic (and 13 other partners)
The Bottom Line
Virgin Atlantic 40% bonus: This is one of the best Chase transfer bonus we’ve seen all year. If you’re planning travel to Japan, Europe, or just want to stock up on Virgin points while they’re on sale, do it before November 20.
My recommendation:
If you have Chase points and any interest in flying to Japan, Europe, or domestically on Delta, transfer to Virgin Atlantic before November 20.
If you don’t have immediate travel plans, at least search for ANA award availability to Japan or Virgin Atlantic Saver fares to London. If you find good options, grab them with this 40% bonus.
Virgin points don’t expire, so you could speculatively transfer if you find great availability. But I’d still only do it if you have concrete plans within the next 6-12 months.
Quick Action Checklist:
□ Search Virgin Atlantic’s website for award availability (ANA to Japan, Virgin to London, Delta short-haul)
□ Confirm pricing and dates work for your plans
□ Log into Chase Ultimate Rewards
□ Transfer points to Virgin Atlantic Flying Club (40% bonus automatic)
□ Book your award immediately once points arrive
□ Do this before November 20, 2025 for full 40% bonus
Don’t sleep on this one. A 40% transfer bonus to a program with this many sweet spots doesn’t come around often. Go book that ANA business class flight to Tokyo. You know you want to.
Disclaimer: We may receive compensation when you apply for credit cards through our links. This helps support our content at no cost to you. Terms apply to all offers.
FAQ
Q: Do I need a Virgin Atlantic Flying Club account before transferring? Yes. Create one for free at virginatlantic.com before transferring Chase points.
Q: How long do Chase to Virgin transfers take? Usually instant. Allow up to 7 days, but most people report seeing points within minutes.
Q: Can I transfer Chase points to someone else’s Virgin account? No. The name on your Chase account must match your Virgin Atlantic account.
Q: Should I transfer 30% bonus instead if I miss November 20? Yes, 30% is still a good bonus (November 21-December 5). But 40% is better, so try to hit the November 20 deadline.
Q: Are fuel surcharges high on Virgin Atlantic? On UK-originating flights, yes ($400-600). On U.S.-originating flights, they’re much lower ($150-200). Book U.S. to UK, not UK to U.S.
Q: What if I don’t have enough Chase points for a full redemption? Virgin Atlantic partners with Amex, Capital One, Citi, and Bilt. You can transfer from multiple programs to top off your account.
Q: Can I cancel Virgin Atlantic awards if plans change? Yes, but there’s a fee (around $75-100). ANA awards booked through Virgin can also be changed but with fees.
